Signs your roof is finished

Granules in the gutter

Asphalt shingles are protected by a granular surface. When that surface starts washing off in quantity, the mat underneath is exposed to ultraviolet and the clock speeds up sharply. A handful of granules after a new roof is normal shedding. Cupfuls, years later, is not.

The age on the paperwork

Age alone is not a reason to replace. Age plus any one of the symptoms above usually is.

Repeated repairs in different places

When the leaks stop clustering and start appearing anywhere, you are not fixing a fault any more. You are paying for a replacement in instalments, at a worse rate.

Shingles that curl, cup or go brittle

Look along the roof from the ground at a low angle rather than straight on. Edges that lift, corners that curl upward and a surface that no longer lies flat all mean the material has lost its flexibility. Brittle shingles crack when walked on, which is why contractors stop wanting to walk them.

Sagging along a line

A ridge or a plane that dips is a structural signal rather than a covering one. It usually means decking that has been wet long enough to lose strength, and occasionally framing. This is the one symptom that should not wait.

Daylight or damp in the attic

The attic tells the truth earlier than the ceiling does. Staining on the underside of the deck predates any stain you will see downstairs by a long way.

In short

If two or more of these apply, get somebody to look at it and give you a remaining-life number in years. That single number turns the decision from a worry into arithmetic.